Flexible, fee-friendly accounts with the digital tools and personal support to help you reach every financial goal
Whether you're saving for tomorrow or managing today, we have an account that fits the way you live
Keep more of what you earn. No monthly fees, no minimum balance, and unlimited transactions — just straightforward everyday banking.
Set a goal, watch it grow. Earn a competitive APY and build the financial cushion that gives you confidence — whether that's an emergency fund, a vacation, or a down payment.
Serious savers deserve serious yields. Earn more on the money you keep on hand while maintaining the flexibility to access it when you need it.
Lock in a guaranteed rate and let your savings do the heavy lifting. CDs are a smart, low-risk way to grow funds you won't need right away.
Your retirement deserves a plan you can count on. Our IRA options offer tax advantages and flexible investment choices to help you build lasting security.
Great financial habits start early. Our Youth Savings account gives teens a safe, fee-free place to save — plus the tools and knowledge to make smart money decisions for life.
Your UHCU membership gives you access to a complete digital banking experience — anytime, anywhere, on any device
Deposit checks, pay bills, and manage your money from our iOS and Android app
A secure, easy-to-use web portal that puts all your accounts in one place
Stay informed with instant notifications for transactions, low balances, and more
Schedule recurring payments and manage every bill from one convenient dashboard
Join UHCU today and discover what it feels like to bank with an institution that's genuinely on your side