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For Businesses

Business Banking That Grows With You

From the day you open your doors to the day you expand, UHCU is the financial partner that invests in your success and your community

A Full Suite of Business Banking Services

We offer everything a local business needs to manage cash flow, fund growth, and build lasting financial strength

Business Checking

Run your business without the overhead. Our business checking account delivers unlimited transactions, zero monthly maintenance fees, and seamless digital access.

  • No monthly maintenance fees
  • Unlimited transactions
  • Online banking included

Business Savings

Put your reserves to work. Our business savings account earns a competitive rate so your idle funds grow while you focus on running your operation.

  • High-yield interest rates
  • No minimum balance
  • NCUA insured

Business Loans

When opportunity knocks, we help you answer. Our business lending team works with local owners to structure the right financing for expansion, equipment, or working capital.

  • Competitive member rates
  • Quick local approval process
  • Flexible terms

Merchant Services

Accept payments with confidence. Our merchant solutions make it simple to collect in-store, online, or on the go — with the security your customers expect.

  • Multiple payment methods
  • Secure transactions
  • Real-time reporting

Cash Management

Keep your cash working efficiently. Our treasury management tools give you full visibility and control over your business's cash flow — from payables to collections.

  • Automated clearing
  • Wire transfers
  • Account reconciliation

Business Credit Cards

Build your business credit profile while earning rewards on what you already spend. Empower your team with employee cards and keep expenses organized.

  • Cashback rewards
  • Expense tracking
  • Employee cards

Why Local Businesses Bank with UHCU

We're not just a financial institution — we're a community partner committed to helping local businesses thrive

Relationship Banking

A dedicated business banker who knows your name, understands your goals, and is always a call away

Powerful Digital Tools

Manage payroll, transfers, and accounts from our business online and mobile platform

Financial Insights

Clear reporting and analytics tools that give you a real-time view of your business's financial health

Business-Grade Security

Robust fraud prevention and encryption protocols designed to protect your business at every transaction

Let's Build Something Together

Your business is an investment in this community — and we're here to back it. Open a business account or speak with one of our local business bankers today.

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